Struggling with Tax and Super?

Doing your own tax return through myTax is an option, but it comes with risks. You might miss deductions you're entitled to, or make errors that trigger an ATO review. Our team finds things most people miss, and we can represent you if the ATO ever comes knocking. For most clients, what we save them more than covers our fees.

Not as much as you'd think. For most individuals, we'll just need your income statements, receipts for any deductions, and details of any investments or rental properties. We'll give you a clear checklist once we've had an initial chat.

Plenty of accountants can lodge a tax return. What sets OzLedger apart is the combination of genuine ATO-level expertise, personalised service, and a team that's actually invested in your outcome. We don't process you like a number. We take the time to understand your situation, explain what we're doing and why, and make sure you walk away with a clear picture of your tax position. Our 5/5 Google rating and 1,000-plus satisfied clients reflect what happens when good advice meets real care for the client.

Don't panic. Audits happen and they don't always mean you've done something wrong. We handle all ATO correspondence and can represent you through the entire process. If there are any issues, we deal with them directly so you don't have to.

Our fees depend on the complexity of your situation and the services you need. We don't believe in quoting blind. After an initial conversation we'll give you a clear, upfront quote before any work begins. No surprises, no hidden charges. What most clients find is that the deductions and savings we identify more than offset our fees, so the service pays for itself. Transparent pricing is something we genuinely stand behind.

The ATO matches your reported income against data from banks, employers, rental platforms, and share registries. As long as your return is accurate and complete, there's nothing to worry about. That's exactly what we make sure of.

Absolutely. The ATO treats crypto as an asset, and capital gains tax applies every time you sell, trade, or exchange it, including swapping between coins. We handle crypto reporting regularly and know all the nuances, including staking, mining, and DeFi.

Yes. All income from gig work or side businesses is taxable in Australia. If your turnover hits $75,000 or more, you'll also need to register for GST. We'll help you understand your obligations and make sure you're claiming everything you're entitled to as well.

The key is knowing what you're actually entitled to claim, and that's where most people fall short. Work-related expenses, home office costs, investment deductions, vehicle use, self-education, and income protection insurance premiums are all commonly missed or underclaimed. We go through your situation thoroughly and identify every legitimate deduction before we lodge. For clients with rental properties, shares, or a side income, the additional claims we find can make a significant difference to the final refund.

As an Australian resident for tax purposes, you're taxed on your worldwide income. That means foreign salary, rental income, dividends, and capital gains all need to be declared here. The good news is that tax paid overseas can often be claimed as a foreign tax offset to avoid being taxed twice. We help you report foreign income correctly, apply any applicable tax treaty provisions, and navigate the more complex scenarios like foreign trusts, controlled foreign companies, or changes in tax residency status.

That depends on the size of your business. Most small businesses lodge quarterly, while larger businesses may need to lodge monthly. We'll work out the right schedule for you and make sure every lodgement goes in accurately and on time.

There are several legitimate strategies available to small businesses in Australia and the right combination depends on your structure, turnover, and circumstances. Common approaches include maximising all allowable deductions, prepaying deductible expenses before 30 June, timing income and invoicing strategically, applying small business tax concessions, using the instant asset write-off for eligible purchases, and reviewing your business structure to make sure it's still the most tax-efficient option. We build a tailored plan around your specific situation rather than applying a generic approach.

Getting the foundations right at the start makes everything easier down the track. The main things to address early are choosing the right business structure for your goals and tax position, registering for GST if your turnover is likely to exceed $75,000, setting up PAYG withholding if you're taking on employees, establishing a solid record-keeping system from day one, and understanding which expenses are deductible from the outset. We guide new business owners through the entire setup process so nothing gets missed and no costly corrections are needed later.

The distinction matters more than most business owners realise. Employees attract PAYG withholding obligations, superannuation guarantee contributions, and potentially fringe benefits tax. Contractors are generally responsible for their own tax, but if the relationship looks more like employment in substance, the ATO may still classify them as employees regardless of what the contract says. Misclassification is a common area of ATO scrutiny and the penalties can be significant. We help you assess each working relationship correctly and structure your arrangements to stay compliant.

The instant asset write-off allows eligible businesses to claim an immediate tax deduction for the full business-use portion of a qualifying asset rather than depreciating it over several years. The thresholds and eligibility criteria change regularly with each federal budget, so it's important to get current advice before making a purchase decision. We review your eligibility, confirm the current threshold that applies to your business, and make sure the deduction is claimed correctly in your return to get you the maximum benefit in the right income year.

An SMSF gives you direct control over your retirement investments. You choose what the fund invests in, from property and shares to cash and certain collectibles. For funds with larger balances, SMSFs can also work out cheaper than retail super funds. That said, there are real responsibilities involved, and the ATO takes compliance seriously. That's where we come in.

SMSF compliance is ongoing and doesn't stop once the fund is set up. The key areas to stay on top of include lodging your annual return on time, having an independent audit completed each year, maintaining a current and appropriate investment strategy, keeping contribution amounts within the annual caps, and following the strict rules around related party transactions and in-house assets. We monitor your fund throughout the year, not just at lodgement time, so compliance issues are caught and corrected before they become reportable problems.

SMSFs can invest in a broader range of assets than most retail super funds, including Australian and international shares, residential and commercial property, cash and term deposits, managed funds, ETFs, and certain collectibles such as artwork or wine under strict conditions. The key requirement is that every investment decision must be made in accordance with your fund's documented investment strategy and must satisfy the sole purpose test of providing retirement benefits to members. We help you understand what's allowed, what's restricted, and how to document your strategy properly.

During the accumulation phase, SMSF earnings are generally taxed at a concessional rate of 15%, which is significantly lower than most individual marginal tax rates. Capital gains on assets held for more than 12 months are taxed at an effective rate of 10% after the one-third discount applies. Once the fund moves into pension phase and is paying retirement income to members, the tax rate on earnings supporting those pension payments drops to zero. We structure your fund's reporting to make the most of these concessional rates and ensure your tax position is optimised at every stage.

The consequences of SMSF non-compliance are serious and can be financially devastating. At the less severe end, administrative penalties apply for late lodgements and minor breaches. At the more serious end, a fund can be deemed non-complying by the ATO, which results in the fund's entire taxable assets being taxed at 45% rather than 15%. Individual trustees can also be disqualified, which prohibits them from acting as a trustee in the future. Our job is to make sure none of these scenarios ever apply to your fund by keeping everything accurate, documented, and lodged on time.